NI Rebates - National Insurance Claim

Do you qualify for a National Insurance Refund?
You will qualify if:  

• You are living in the UK
• You have a permanent National Insurance number
• You are not self employed

A National Insurance Rebate represents an opportunity to have a portion of your annual NI contributions allocated to your own stakeholder pension in the UK. If you are living in the UK and have a permanent NI number you are eligible to claim your NI refund.
The average national insurance refund is £1645.

Apply now for your 2008/2009 National Insurance Rebate

  
Have more Questions about NI Rebates?

What does this mean for me?
As a UK taxpayer, you and your employer have to pay NI contributions. By signing up for a National Insurance Refund and contracting out of the second state pension scheme you are choosing where your contributions are being directed. You don't have to contribute anything extra to contract out; you are simply choosing to direct your funds to your own stakeholder pension fund which will be set up as part of this NI rebate process.
Please note: An NI Rebate is an investment into a stakeholder pension. There is no cash rebate. You will only be able to receive the benefits of your investment at retirement.

How much does a National Insurance Refund cost?
The setup and transfer of the National Insurance Rebate is free. No deductions are made from the contributions. The pension is a stakeholder plan and adheres to the government standard costs, currently 1% per year.

1st Contact’s role
The National Insurance Refund application service offered by leading Migration and Financial Services Group, 1st Contact, is called a direct offer which means that your decision to apply for an NI Rebate and subsequently contract out of the second state pension, is based on the conclusion you make from the information available to you on this website.
If you contact us regarding your National Insurance Rebate application, in terms of FSA regulation, we are unfortunately not permitted to offer you any advice with regard to your decision.

Apply for your NI Refund today.
1st Contact Financial Services Limited is authorised and regulated by the Financial Services Authority. Investments can rise as well as fall and returns are not guaranteed. You could get back less than you have paid in. The terms National Insurance Rebate, National Insurance Rebates, NI Rebate, NI Rebates, National Insurance Refund, National Insurance Refunds, NI Refund and NI Refunds are used interchangeably throughout this website.